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    Types of Bankruptcy

    Chapter 7 – straight bankruptcy This is when you sell everything and pay back creditors. You can keep your house, but must pay taxes, alimony, fines, and student loans.

    Chapter 13 This allows you to keep your stuff, but the court appoints a trustee to help you with your wages and pay back your creditors usually within a 3 to 5 year window.

    Hopefully, this information has helped your situation, but please, it is always smart and sometimes required by law, to consult with an attorney before filing.
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